Kamis, 12 April 2018

ROSCAcoin - kombinasi dari perbankan peer-to-peer (P2P) dan pinjaman peer-to-peer (P2P)

Introduction
ROSCAcoin (RCA) is a crypto currency supported by the Self-Regulating, autonomous, decentralized, and blockchain based (CBOS) Self-Regulating Credit and Savings Loan Association.
Through blockchain technology, which includes intelligent contract functionality, ROSCAcoin can create a financial solutions ecosystem, which uses social proxy capital to work closely with the best financial options by eliminating higher costs,
simplifying financing, increasing investment opportunities and ersifikatsii risks.
The ROSCA method is a group of people who gather together at a certain time to store and borrow ideas. This is a combination of peer-to-peer (P2P) banking and peer-to-peer (P2P) loans.
According to Wikipedia, “FJA Bouman” describes ROSCA as “a poor man’s bank, where money does not last long, but quickly changes hands, meets consumption and production needs.”
In developing countries worldwide, more than 1 billion people or 17% use ROSCA to store / borrow and support each other in their trusted communities. In addition, more than 2 billion people or 39% of the world’s population do not have bank accounts in the world, and they may need help for some financial activities, such as credit.
The banking system is at odds with its purpose of serving the rich, not the poor. For people who do not have a bank account, there is no good salary, it will be very difficult for them to receive financial support, such as bank loans from traditional financial institutions. In fact, this is a group of people most in need of help. In addition, the fees for commercial bank loans will be high for this group of people.
ROSCA world market volume is estimated at more than 500 billion US dollars per year. (The calculation will be 1% -10% of the country’s GDP, oriented to India). In addition, the P2P lending market is growing rapidly and has a market capitalization of $ 70 billion per year worldwide.
The ROSCAcoin project
1. To build sustainable partnerships with wealthy people and companies that will invest to provide financial solutions and seek access to financial opportunities for those in need.
2. Create a decentralized financial solutions system using blockchain technology.
3. Create a transparent platform for the parties involved to enable powerful users to monitor and manage their financial solutions without third party involvement.
4. Create a crypto community where rich and commercial companies connect directly with their stakeholders.
Token Sales and Token Information ROSCAcoin
Token name: RCA (ROSCAcoin)
Standard: Ethereum ERC20 Standard Token
Total number of tokens: 10,000,000,000 (10 billion) that can not be reissued
Number of tokens sold: 3,000,000,000 (3 billion)
Method of exchange / payment: ETH and BTC
ICO: March 2018
ROSCAcoin Token Allocation
45% of the funds received from the RCA token will be distributed according to the salary and benefits of the team, as they believe that team members are the main assets in the ROSCAcoin organization.
15% will be allocated for office and overhead expenses, such as office rent, utilities, furniture and installation.
15% will be allocated to contractors, including legal counsel, remuneration for outsourcing services.
10% is financing marketing activities, and these expenses include business development and digital marketing.
10% for other projects, such as sales for sales agents ROSCAcoin, kiosks and building infrastructure for remote areas.
5% of the funds form reserves for unforeseen circumstances.

For more information about ROSCAcoin you can see the official website below :

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